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Life Insurance

Let us find you the best deal for life insurance, in one of three easy ways:

  • Call us on 0800 161 3050
  • Fill in the Quick Callback form on the left, and we will call you back to discuss
  • Enter your details in the form below, and we will find the best insurance deal for you

Term Insurance (also known as Life insurance)

Level term life assurance is one of the cheapest ways to protect your family’s income if the worst happens. About one child in 29 loses a parent before they’ve finished full-time education – you can save £1,000s while protecting them.

What is level term life assurance?
It’s a fancy name, but the simplest type of life insurance around..
It pays out a LEVEL amount to your dependants
if you die within a FIXED TERM

As you’ve no doubt spotted, there are two key words there:
•    Term: You only get a payout if you die within a fixed term, eg, 18 years.
•    Level: The payout you get doesn’t vary, it’s always at a set amount.

So, level term assurance guarantees a lump sum payout upon death within a fixed time, eg, £150,000 if you die within the next 18 years. It’s the one policy you hope won’t pay out!

While some may be worried that cheaper isn’t better, with level term assurance there’s no investment element as the payout is fixed, and there’s no argument over whether someone is dead! So this is a truly simple policy in most cases, provided you’ve disclosed adequately. So…It’s simply a case of the cheaper, the better!

Life insurance prices change every day, so there’s no one best buy insurer, but there are best buy brokers. Brokers trawl life insurers to find the lowest priced policy for you, but they aren’t all equal. Commercial relationships (who they include) and commission (how much they get paid) hugely impact what you pay.

Product Selection

Term Assurance Mortgage Protection Standalone Critical Illness

Personal Details

First Life Second Life Joint Lives
Title: Title:
Forename: Forename:
Surname: Surname:
Sex: Male      Female Sex: Male      Female
Smoker: Yes      No Smoker: Yes      No
Date of Birth: Date of Birth:
Contact Telephone:

Policy Details

Term (Years): CI Option Guaranteed Premiums
Sum Assured(£): Wop 1st Life Reviewable Premiums
CI Sum Assured(£): Wop 2st Life  
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